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Bundling Insurance: Working with an Agent

Keeping up with several monthly insurance payments can be a pain. A couple of years back, I found a way to simplify the process. By purchasing my home, life, and auto insurance with one provider, I went from three to one monthly obligation to track. It did take a little while to find the right provider. Even then, I had to compare different plans, and work with an agent to create the bundle. Now that it is in place, there is no doubt that managing the household budget is easier. If you are wondering about insurance bundling, let me share how I did it. Before long, you will also enjoy the peace of mind that comes with knowing you are covered and what it feels like to deal with only one monthly insurance payment.

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Bundling Insurance: Working with an Agent

3 Ways To Cut The Cost Of Your Auto Insurance

by Dwayne Terry

Do you feel that you are overpaying for your auto insurance? If so, there is a good chance that you are, especially if you have driving violations on your record, your car doesn't have safety features or if it has been awhile since you have updated your driver profile. There are many reasons why your insurance provider may be charging you a higher premium, which is why it is best that you:

Clear Tickets From Your Record:

Tickets on your driving record can impact the cost of your auto insurance premium tremendously, which is why it is best that you have any tickets cleared from your record. Not only can tickets impact the cost of your insurance, but they can take years to be cleared from your record, which means you can be paying an outrageous amount on your auto insurance until these tickets are off your record. A great and effective way to remove tickets from your record is to attend traffic school and passing the class. After completing the course, you will be able to visit your insurance agent and have them adjust the price of your auto insurance premium.

Update Your Driver Profile:

If your driving situation has changed since signing up for your policy then you may want to update your profile, as your new driving situation can end up saving you money, especially if you drive less than when you first did when buying your insurance policy. Not only can you save money by driving less, but if you have a different employer who is partnered with your insurance provider then you can obtain an employee discount on your policy, which can save you a great deal of money.

Add Updated Features To your Vehicle:

If you are driving an older model vehicle and it doesn't have any security or safety features then you will definitely want to consider adding updated features to your car. Adding a security alarm can help reduce the cost of your auto insurance, as you are less likely to face auto-theft accidents. Because you are not at high-risk of auto theft issues, your insurance provider will take note of this and lower the cost of your insurance premium, which can save you big each year.

With these three tips, you will be able to help lower the cost of your auto insurance premium, all without having to lower the coverage that you receive. So, before you think about cutting some coverage from your policy to help lower your premium, be sure to take advantage of these tips.

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