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Bundling Insurance: Working with an Agent

Keeping up with several monthly insurance payments can be a pain. A couple of years back, I found a way to simplify the process. By purchasing my home, life, and auto insurance with one provider, I went from three to one monthly obligation to track. It did take a little while to find the right provider. Even then, I had to compare different plans, and work with an agent to create the bundle. Now that it is in place, there is no doubt that managing the household budget is easier. If you are wondering about insurance bundling, let me share how I did it. Before long, you will also enjoy the peace of mind that comes with knowing you are covered and what it feels like to deal with only one monthly insurance payment.

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Bundling Insurance: Working with an Agent

3 Tips For Getting Home Owners Insurance When You Have A Pool

by Dwayne Terry

Many people dream of having their own pool so that they can enjoy the spring and summer days in the comfort and privacy of their backyards. One thing that people might not have anticipated is the effect that having a pool can have on homeowners insurance.

Because they put guests and children in your neighborhood at risk of drowning, many insurance companies don't like to insure people who have pools on their properties. However, this doesn't mean that you have to choose between your swimming pool and necessary homeowners insurance. Instead, follow these tips to make it easier to secure insurance when you have a swimming pool.

1. Install a Fence

If you don't already have a fence around your swimming pool, now is the time to install one. For best results, consider installing a privacy fence, since it will be harder for neighborhood children and other potential trespassers to climb. Along with putting a fence around your pool, you should also add "No trespassing" signs. This helps to prove that you have done your due diligence to help protect others from your pool, which can help you secure a policy. Plus, you're sure to enjoy your pool a little more when you can enjoy it in privacy.

2. Purchase a Pool Cover

If you don't already have one, it's a good idea to purchase a secure pool cover to place on top of your pool. Consider working with someone from a pool supplies company to ensure that your cover is as properly-fitting and tight as possible. This will help prevent children or others who are on your property from falling into your swimming pool. Plus, your cover is sure to help keep your pool clean and warm, which is an added bonus for you.

3. Avoid the Extras

A diving board or water slide might seem like a great addition to your swimming pool, but these extras can make your pool that much more dangerous. Many homeowners insurance companies do not like to see these additions, so it's best to skip them altogether.

There are some insurance companies out there that don't prefer to insure properties that have swimming pools. Luckily, however, following these steps can make it much easier for you to find an insurance company and policy that works for you. Then, you can ensure that you have the proper coverage on your home, pool and the rest of your property without having to give up something that you love. Click here for info on insurance policies. 

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